⚡ EV Charging Cost Calculator by Utility Plan
🚗 Compare real U.S. Time-of-Use plans & find your cheapest overnight EV rate. No generic flat rates.
Enter 5-digit US zip
Average daily driving
Tesla Model 3 ~4.0, F-150 Lightning ~2.3
Times you plug in per week
We map rates from major utilities (TOU & EV plans).
📋 Recommended Plans
💡 Day-rate penalty:
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Higher daytime rates can erode savings. We compare total cost including peak hours.
⏰ Hourly TOU rates (sample)
12a-8a8a-4p4p-9p9p-12a
Lowest rates: overnight (12a-8a) & late night
❓ How to reduce EV charging cost
Time-of-Use (TOU) plans charge different rates by hour. Charging overnight is usually 40-70% cheaper. Our tool compares real utility TOU plans to find your lowest cost.
⚡ Frequently Asked Questions
Which US utility has best overnight EV rate? ▼
It varies, but PG&E, SCE, and Duke often offer sub-10¢/kWh overnight. Use our tool with your zip to compare.
What is the cheapest time to charge EV in California? ▼
Typically after 11pm or before 8am. Many utilities have super off-peak rates starting at midnight.
How to save on EV charging with TOU? ▼
Shift charging to off-peak hours and avoid 4-9pm peak. Our calculator shows you the exact savings.