PG&E EV Rate Plan Comparison Calculator
Compare EV2-A, E-TOU-C, E-ELEC, and E-1 rate plans side-by-side. Find out which PG&E plan saves you the most based on your driving, home energy usage, and charging habits.
Enter Your Details
We'll compare all four PG&E rate plans based on your specific situation.
Your Rate Plan Comparison
Estimated annual costs based on your inputs. The lowest-cost plan is highlighted.
| Rate Plan | Annual EV Charging | Annual Home Energy | Total Annual Cost | vs. Best |
|---|
💡 Recommendation: Based on your inputs, the — plan offers the lowest estimated annual cost.
Always verify with PG&E's official rate tool before making a final decision. Rates change periodically.
📋 How to Use This Tool
- Enter your ZIP code — must be in PG&E's service territory.
- Tell us about your driving — annual mileage and EV model.
- Share your home energy usage — monthly kWh from your PG&E bill.
- Set your charging habits — what % at home and whether you can shift to off-peak.
- Click "Compare Plans" — see which PG&E rate plan saves you the most.
The tool compares EV2-A, E-TOU-C, E-ELEC, and E-1 — the four most common PG&E rate plans for EV owners.
💡 Tips for Maximizing Savings
- Charge off-peak: PG&E's EV2-A off-peak rate is ~$0.23/kWh vs. peak at ~$0.54/kWh — a huge difference.
- Consider your total usage: If your home uses a lot of electricity, E-ELEC or EV2-A may be better than E-1.
- Check your baseline: E-1's tiered rates depend on your baseline allocation, which varies by region and season.
- Combine with solar: If you have solar, TOU plans like EV2-A can maximize your net metering benefits.
- Review annually: PG&E updates rates periodically — revisit your plan choice each year.
❓ Frequently Asked Questions
What is the PG&E EV2-A rate plan?
EV2-A is PG&E's time-of-use plan designed for EV owners. It offers super low off-peak rates (as low as ~$0.23/kWh) and higher peak rates (~$0.54/kWh) during 4pm–9pm weekdays. It's ideal if you can charge overnight or during the day when rates are lowest.
How does E-TOU-C compare to EV2-A?
E-TOU-C is PG&E's standard time-of-use plan. It has a smaller spread between peak and off-peak rates than EV2-A. EV2-A is usually better for EV owners who drive a lot, while E-TOU-C may be better for those with lower EV mileage or who can't shift usage.
What is the E-ELEC plan?
E-ELEC is PG&E's time-of-use plan for customers with electric vehicles and electric heating. It offers the lowest off-peak rates among all plans but requires that you have electric heat and an EV. It's a great option if you meet the eligibility requirements.
When is off-peak for PG&E EV2-A?
For EV2-A, off-peak hours are all hours except 4pm–9pm weekdays. This includes overnight, mornings, weekends, and holidays. Super off-peak (12am–3pm weekdays) has the lowest rates, but the entire off-peak window is significantly cheaper than peak.
How is E-1 different from TOU plans?
E-1 is a tiered rate plan, not time-of-use. You pay a lower rate (Tier 1) for usage up to your baseline allocation, and a higher rate (Tier 2) for usage above baseline. It's simpler but doesn't reward shifting usage to off-peak hours like TOU plans do.
Can I switch PG&E rate plans anytime?
Yes, PG&E allows you to switch rate plans once per year without penalty. You can also switch more frequently but may be subject to a $75 fee. It's worth reviewing your plan annually to ensure you're on the best option.
Does this calculator include PG&E's baseline allocation?
Yes. For the E-1 tiered plan, we estimate your baseline allocation based on your ZIP code and season, then apply Tier 1 and Tier 2 rates to your total usage. This gives a more accurate comparison with TOU plans.
What if I have solar panels?
If you have solar, a TOU plan like EV2-A or E-TOU-C is usually better because you can export solar energy during peak hours at a higher rate. This tool doesn't model solar specifically, but the rate comparison still applies to your net usage.
How accurate is this calculator?
This calculator uses PG&E's published rates effective January 2026. It provides a close estimate based on your inputs. For an exact calculation, always refer to PG&E's official rate tool or your actual bill. Rates and baseline allocations change periodically.
Which plan is best for high-mileage drivers?
For high-mileage drivers (>15,000 miles/year), EV2-A or E-ELEC are usually the best options because of the very low off-peak rates. The exact choice depends on your home energy usage and whether you can shift most charging to off-peak hours.
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More EV tools coming soon. Check back for updates.
EV2‑A vs E‑TOU‑C: Which PG&E Rate Plan Saves You More?
Compare PG&E's two most popular time‑of‑use rate plans for EV owners. We break down rates, peak/off‑peak hours, and help you decide which plan fits your driving and household energy usage.
- EV2‑A offers the lowest off‑peak rates (~$0.23/kWh) but high peak rates (~$0.54/kWh). Best for drivers who can charge at night.
- E‑TOU‑C has a narrower peak‑off‑peak spread, making it more forgiving if you cannot shift charging.
- Your annual mileage, home energy usage, and ability to shift load determine which plan saves you the most.
- Use the interactive calculator below to get a personalized recommendation based on your actual data.
Why PG&E Rate Plans Matter for EV Owners
If you own an electric vehicle in PG&E territory, choosing the right rate plan can save you hundreds of dollars per year. PG&E offers several time‑of‑use (TOU) and tiered plans, but the two most common for EV owners are EV2‑A and E‑TOU‑C. Both plans charge different rates depending on the time of day, but they have very different rate structures.
EV2‑A was specifically designed for electric vehicle owners. It features extremely low off‑peak rates (especially overnight) but very high peak rates during weekdays 4‑9pm. E‑TOU‑C is a general TOU plan with a narrower price spread. The right choice depends on how many miles you drive, when you charge, and how much electricity your home uses.
EV2‑A vs E‑TOU‑C: Head‑to‑Head
| Feature | EV2‑A | E‑TOU‑C |
|---|---|---|
| Off‑peak rate (winter) | $0.211 / kWh | $0.229 / kWh |
| Peak rate (winter) | $0.469 / kWh | $0.459 / kWh |
| Off‑peak rate (summer) | $0.229 / kWh | $0.239 / kWh |
| Peak rate (summer) | $0.539 / kWh | $0.519 / kWh |
| Peak hours | Weekdays 4pm‑9pm | Weekdays 4pm‑9pm |
| Best for | High‑mileage EV owners who can charge at night | Lower‑mileage drivers or those who can't shift usage |
Rates shown are effective January 2026 and include generation, transmission, and distribution charges. Actual rates may vary by region and season. See PG&E's official tariff for details.
How to Choose Between EV2‑A and E‑TOU‑C
There is no single "best" plan for everyone. Your choice depends on three key factors:
- Annual mileage: More miles → more EV charging → more benefit from low off‑peak rates.
- Ability to shift charging: If you can charge after 9pm, EV2‑A's low night rates can save you significantly.
- Home energy usage: If your home uses a lot of electricity during peak hours, E‑TOU‑C's narrower spread may be better.
For example, a driver who does 15,000 miles/year and charges 90% at home during off‑peak could save over $200/year with EV2‑A compared to E‑TOU‑C. However, if you frequently charge during peak hours or have a low annual mileage, the difference may be negligible.
Get Your Personalized Recommendation
Use our PG&E EV Rate Plan Comparison Calculator to enter your specific details — ZIP code, annual mileage, EV model, home energy usage, and charging habits. The calculator will compare all four PG&E plans (EV2‑A, E‑TOU‑C, E‑ELEC, and E‑1) and show you which one saves you the most.
➡️ Try the calculator now: PG&E EV Rate Plan Comparison Calculator
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Tips to Maximize Your Savings
- Charge during off‑peak hours: Set your EV to start charging after 9pm or during the day on weekends.
- Monitor your usage: Check your PG&E bill to see your actual consumption patterns.
- Consider solar: If you have solar, a TOU plan can help you maximize net metering credits by exporting during peak hours.
- Review annually: PG&E updates rates every year; revisit your plan choice to ensure you're still on the best option.
Frequently Asked Questions
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